
I've been silent on this blog for an entire week.
Not because of an MS exacerbation (although that was a factor), or due to laziness (well, maybe some of that too), or because I've been too busy having more fun (perhaps just a little), but because I'm afraid.
I'm afraid I am being watched.
There is reason for my paranoia; I am currently receiving disability benefits under a long term disability policy from my former employer because various MS symptoms have made it impossible for me to consistently perform the essential job duties of a litigation attorney.
Believe me, I do not like living on disability benefits and am horribly embarrassed to even admit this. I would not be blogging about it at all were it not suddenly so apparent that my situation is hardly unique to me. Millions of people with disabilities live in constant fear that what is left of their income could be yanked away at any time by someone they have never even met.
Why would this happen, you ask? It shouldn't. Especially in cases like mine, where I have a real diagnosis of long standing, supported by objective medical records spanning many years (i.e., MS is not a "stress disorder" or made up syndrome du jour I decided to come down with yesterday). In addition, I did not start this entire process by claiming total disability, but merely the inability to work the grueling billable hours required in my own previous occupation.
However, my LTD insurer recently insisted that I file an application for disability benefits with Social Security (SSDI) where the standard is inability to work in any occupation. They even generously hired a surveillance company to "help" me with the application. If successful, any benefits I receive from SSDI will be offset against what the LTD insurer has to pay me; can anyone else see the inherent conflict of interest here?
In the meantime, the company they hired has full access to my medical and employment files, and will be combing these for any evidence that I am not really disabled (after they have won the SSDI benefits that is, so they can then terminate my LTD benefits and be paid their cut). I am now officially (or soon will be) a surveillance target -- both in person, and online. It is a very, very nasty business.
Suddenly, I am being forced to become a very boring and invisible person.
So, my online friends, most of my Facebook travel photos have now disappeared, as have all my interests and hobbies. I even considered taking down this blog, as it could easily be misinterpreted by an insurance adjuster.
For example, my last post entitled This Dog Needs a Job! was an attempt to describe how restless and purposeless I've been feeling since losing my job last year. It was not intended to be any type of admission that I could easily jump right back into my previous occupation or that MS does not substantially impair my ability to work.
I can almost hear an adjuster arguing: Hey, she can still sit at a computer and write; she can still work! Yet writing a blog post from home takes very little time. Or sometimes it takes forever, depending on how my cognitive abilities and focus are that day. In fact, no one knows how many rest breaks I take (MANY), how long it takes me to proofread (when I bother at all), or what days I skip blogging entirely due to MS related visual problems. Unlike in a law firm, there are no efficiency ratings, no billable hours, no schedule at all. Heck, there's not even a dress code. So the three hours or more it used to take me just to get ready for work (showers and hairdryers are big problems for MS'ers) are now a thing of the past. Honestly, when I think back on how exhausted I used to be by Tuesday each week, I'm amazed I lasted as long in my job as a lawyer as I did.
The problem for me now is that I've always been taught not to complain; stoicism runs in the family. And for many, many years, this is how I've dealt with MS -- by denying its symptoms and simply soldiering on.
But now the insurers need me to complain more; they require me to become a victim.
And you know how much I dislike whiners.
I'm not going to subject you to a long list of all my physical limitations and grievances either, as that is not the purpose of this blog.
But hey, you surveillance people -- if you are reading this, please just know that I do understand you have a job to do, and hold absolutely no personal animosity towards you.
I also understand how this game is played.
If you're planning to use my audition for The Apprentice against me, feel free to put my husband on the stand and ask him how we got through that day. Ask him how much work he had to do just so that I would have enough energy to make it to the front of the line for my 10-minute audition. And ask him how exhausted I was afterward.
If you intend to follow me on my dog walks, feel free. I know you will not pull out the camera when I stop for rests anyway. Go ahead and show the photos to my neurologist, and let her explain that MS is a progressive, degenerative disorder where moderate exercise is recommended.
I may be disabled, but I'm not dead.
And I'm not going to stop living my life, even if that includes doing a few "risky" activities such as blogging a few times per week, walking my dog, or even going on vacation once in awhile.
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Have you ever been in a situation where you feared your privacy rights were being violated? How secure do you feel participating in social media? Have you ever been the subject of investigation for litigation or insurance purposes? Did you know about it at the time, or were you "stung" afterward with photos or videos?